Every circular, mapped to the obligation it creates.
PolicyAI watches RBI, SEBI, IRDAI and MeitY around the clock, turns each update into clear obligations for your firm, and tracks them through controls, evidence and approvals, so nothing slips through.
Secure by design · Org-isolated data · No card required for trial
app.policyai.com/dashboard
Open obligations
142+8
Controls passing
91%+3
Gaps closed (30d)
37+12
Overdue tasks
4-2
Obligations needing action12 open● Live sync
OBL-1044Offer key-fact statement before disbursalNo owner
OBL-1045No fees levied on active repayment plansIn review
OBL-1046Evidence borrower-consent rationaleMapped
OBL-1047Report concentration risk to the boardNo owner
OBL-1051Publish grievance escalation matrixMapped
Control coverage
Audit trail for forbearance28%
Board concentration reporting76%
Fairness testing: credit45%
Enhanced CDD triggers85%
Copilot
2 obligations from the RBI Digital Lending Directions still need a control owner.
OBL-1044OBL-1047
LIVE REGULATORY INTELLIGENCE
Watching the regulators. Right now.
This is the platform's own corpus, live on the page: what the crawler has ingested, which regulator published what, and the newest circulars, minutes after they land on the regulator's site.
FROM THE CORPUS
Not a mockup. These are the documents PolicyAI's crawler has read, deduplicated and mapped into the regulation graph.
2,947+
regulatory documents ingested
312
new in the last 30 days
9
regulators watched 24/7
11
official sources crawled
RBISEBIIRDAIMCAPIBCERT-IN
LATEST FROM THE REGULATORSAUTO-REFRESHED
RBIReview of priority sector lending targets for small finance banksSEBICybersecurity and cyber resilience framework for regulated entitiesIRDAIMaster circular on protection of policyholders' interestsRBIDigital lending directions on arrangements with lending service providersCERT-INAdvisory: securing API endpoints in financial applicationsMCACompanies (Accounts) amendment rules with audit trail requirements
Every document lands as extracted obligations with citations. Sign in to see what each one means for your firm.
One connected system, end to end
Five modules on the same graph. A signal picked up on Monday is a tested control with citable evidence by Friday.
01 · MONITOR02 · STRUCTURE03 · ASSESS04 · TEST05 · GOVERN
Horizon scanning
RBI, SEBI, IRDAI and MeitY watched continuously, with deep archive backfill and severity scoring against your business.
✓Real-time AI alerts
✓Multi-regulator coverage
Obligation extraction
Each update becomes discrete obligations, mapped to policy, owner, control and product with full traceability.
✓AI extraction, any document
✓Rule-to-action lineage
Gap analysis
Coverage classified per requirement, triaged by severity, with the exact policy passage as citable evidence.
✓Coverage per requirement
✓AI remediation steps
Controls testing
Continuous effectiveness testing with 12-week trends, so drift surfaces the moment it starts.
✓Pass-rate history
✓Alerts on failure
Policy governance
Central library with versioning, review and approval workflows, and an exportable audit trail.
✓Version control
✓Exportable audit trail
ASK POLICYAI
Answers with the paragraph attached
“Which of our policies fail the new digital lending disclosure rules?”
Three policies fall short of the key-fact-statement requirement. POL-04 §2.1 references the older cooling-off text and has no pre-disbursal disclosure clause.
RBI/2025-26/14 ¶12POL-04 §2.1OBL-1044
Retrieval runs over your policy library and the regulator corpus together: every claim is traceable back to the source paragraph.
CONTROLS & TASKS
Drift shows up before the audit does
Forbearance eligibility check96%
Late-fee suppression99%
Fairness monitor: credit model58%
Vendor due-diligence refresh74%
Failing tests open owned tasks automatically, with the obligation, control and evidence already attached.
See your compliance posture in one place
Join the compliance teams who turn regulatory change into action, without the spreadsheets.