Every circular, mapped to the obligation it creates.
PolicyAI watches RBI, SEBI, IRDAI and MeitY around the clock, turns each update into structured obligations on a live knowledge graph, and tracks them through controls, evidence and approvals, so nothing slips through.
Secure by design · Org-isolated data · No card required for trial
app.policyai.com/dashboard
Open obligations
142+8
Controls passing
91%+3
Gaps closed (30d)
37+12
Overdue tasks
4-2
Obligations needing action12 open● Live sync
OBL-1044Offer key-fact statement before disbursalNo owner
OBL-1045No fees levied on active repayment plansIn review
OBL-1046Evidence borrower-consent rationaleMapped
OBL-1047Report concentration risk to the boardNo owner
OBL-1051Publish grievance escalation matrixMapped
Control coverage
Audit trail for forbearance28%
Board concentration reporting76%
Fairness testing: credit45%
Enhanced CDD triggers85%
Copilot
2 obligations from the RBI Digital Lending Directions still need a control owner.
OBL-1044OBL-1047
FOUNDATION
The regulatory knowledge graph
Indian regulation is relational: circulars amend master directions, apply to entity classes and derive from parent acts. PolicyAI keeps those edges live. Move your cursor through the field to disturb it, hover a node to isolate its neighbourhood, click to inspect.
CENTERDEPTH
427 nodes1,986 edges● simulating
780+
regulations tracked
7,000+
extracted requirements
2,800+
graph nodes in production
< 4 hrs
signal to mapped obligation
One connected system, end to end
Five modules on the same graph. A signal picked up on Monday is a tested control with citable evidence by Friday.
01 · MONITOR02 · STRUCTURE03 · ASSESS04 · TEST05 · GOVERN
Horizon scanning
RBI, SEBI, IRDAI and MeitY watched continuously, with deep archive backfill and severity scoring against your business.
✓Real-time AI alerts
✓Multi-regulator coverage
Obligation extraction
Each update becomes discrete obligations, mapped to policy, owner, control and product with full traceability.
✓AI extraction, any document
✓Rule-to-action lineage
Gap analysis
Coverage classified per requirement, triaged by severity, with the exact policy passage as citable evidence.
✓Coverage per requirement
✓AI remediation steps
Controls testing
Continuous effectiveness testing with 12-week trends, so drift surfaces the moment it starts.
✓Pass-rate history
✓Alerts on failure
Policy governance
Central library with versioning, review and approval workflows, and an exportable audit trail.
✓Version control
✓Exportable audit trail
ASK POLICYAI
Answers with the paragraph attached
“Which of our policies fail the new digital lending disclosure rules?”
Three policies fall short of the key-fact-statement requirement. POL-04 §2.1 references the older cooling-off text and has no pre-disbursal disclosure clause.
RBI/2025-26/14 ¶12POL-04 §2.1OBL-1044
Retrieval runs over your policy library and the regulator corpus together: every claim is traceable back to the source paragraph.
CONTROLS & TASKS
Drift shows up before the audit does
Forbearance eligibility check96%
Late-fee suppression99%
Fairness monitor: credit model58%
Vendor due-diligence refresh74%
Failing tests open owned tasks automatically, with the obligation, control and evidence already attached.
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Join the compliance teams who turn regulatory change into action, without the spreadsheets.